Heavy Construction Equipment Financing
Fast, reliable funding for excavators, backhoes, dump trucks, bulldozers, loaders, and more. At Heavy Iron Capital, we specialize in construction equipment financing that keeps your crew moving and your job sites productive.
Heavy Equipment Financing
Flexible Financing for Excavators, Loaders, Cranes, Dump Trucks, and More
Looking to grow your construction business with reliable construction equipment financing? At Heavy Iron Capital, we make it easy to secure funding for the heavy machinery you need to get the job done. Whether you’re financing a new excavator, backhoe, dump truck, bulldozer, or loader, our flexible programs are built to support contractors, owner-operators, and growing fleets. We finance all major types of yellow iron with fast approvals, no hard credit pull, and dedicated support from start to finish.
Earthmoving Equipment
Construction Trucks
Cranes & Lifts
Real Reviews By Equipment Owners Like You
Don’t just take our word for it—see what real customers have to say. From first-time buyers to seasoned operators, contractors across the country trust Heavy Iron Capital for fast, reliable financing and unmatched service. Here’s what they’re saying:
Earthmoving Equipment Financing
Finance Excavators, Loaders, Graders, and More.
Need funding for excavators, loaders, backhoes, dozers, or graders? Heavy Iron Capital offers fast and flexible earthmoving equipment financing to help contractors, site prep crews, and construction companies get the machines they need—without slowing down the job.
We finance all major types of yellow iron, including wheel loaders, mini excavators, skid steers, motor graders, articulated dump trucks, and more. Whether you’re buying new or used, from a dealer or private party, we’re here to keep your operation moving forward with tailored payment options and no hard credit pull.
Lifting and Heavy Rigging
We Finance Crane Trucks, Tower Cranes, Telehandlers & More.
Heavy Iron Capital offers fast, flexible crane financing for contractors and construction crews needing crane trucks, tower cranes, or rough terrain models. We finance new and used equipment from dealers, private sellers, and auctions—no hard credit pull required.
Get pre-approved in 24 hours and keep your projects on schedule with custom terms built around your business.
Construction Truck Financing
Dump Trucks, Water Trucks, Flatbeds & More — Fast Approvals, Flexible Terms
Heavy Iron Capital provides fast, reliable financing for construction trucks like dump trucks, water trucks, service trucks, and flatbeds. Whether you’re buying from a dealer or a private seller, we offer flexible terms, no hard credit inquiries, and approvals in as little as 24 hours.
Get the truck you need to power your next job — without tying up your working capital.
Frequently Asked Questions
What are typical terms for equipment financing?
Typical equipment financing terms range from 24 to 72 months, depending on the type of equipment, its age, and the borrower’s credit profile. At Heavy Iron Capital, we offer flexible term lengths to match your budget and cash flow needs. Down payments can vary—usually between 5% and 40%—and interest rates depend on factors like credit strength, time in business, and the equipment being financed. We work with both established businesses and startups to find terms that make sense for your operation.
What are the requirements for equipment financing?
How hard is it to get equipment financing?
What credit score do you need for equipment financing?
How long can you finance construction equipment?
Construction News
Your Source for the Latest Construction Industry News
Our construction blog covers everything you need to know about construction equipment, financing strategies, industry news, and business tips for contractors. Whether you’re running a small grading crew or managing a growing construction company, we’ve got the insights to help you make smarter equipment decisions and grow your business.
Best Sites for Heavy Equipment for Sale in 2025
Whether you’re a contractor, fleet manager, or independent operator, finding the right platform to buy heavy equipment can save you time, […]
Best Dump Truck Brands for 2025
Choosing the Right Dump Truck in 2025 If you’re in the market for a new or used dump truck in 2025, […]