Get Pre-Approved for Dump Truck Financing
Guaranteed No Hard Inquiries
At Heavy Iron Capital, we specialize in dump truck financing, loans, and lease programs designed for contractors, fleet owners, and construction companies. Whether you’re buying a new or used dump truck for sale, our team makes it simple to get approved fast — with competitive terms, flexible options, and no hard credit inquiry.
Finance Your Next Dump Truck with Confidence
Dump Truck Financing That Moves Your Business Forward
Dump trucks keep construction and hauling businesses moving — but purchasing one outright can tie up valuable working capital. At Heavy Iron Capital, we specialize in dump truck financing, loans, and lease programs designed to help contractors, fleet owners, and construction companies grow their operations without draining cash flow.
Whether you’re upgrading your fleet or financing your first dump truck, we offer flexible dump truck loan and lease options built around your business needs, not just your credit score. With fast approvals, competitive rates, and no hard credit inquiries, our process makes it simple to secure the truck you need — and keep your projects on schedule.
Once you’re pre-approved by Heavy Iron Capital, your approval is valid for 60 days—with no additional credit checks required.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Construction equipment financing made easy. We’ve built a fast, hassle-free approval process with quick funding.
We finance any make and model of construction equipment—new or used, from any dealer or private seller.
We work with new businesses to help you secure the construction equipment you need to get started and grow.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Real Reviews By Equipment Owners Like You
Don’t just take our word for it—see what real customers have to say. From first-time buyers to seasoned operators, contractors across the country trust Heavy Iron Capital for fast, reliable financing and unmatched service. Here’s what they’re saying:
Equipment Finance Agreement (EFA)
Secure Your Dump Truck with Fixed Payments and Full Control
An Equipment Finance Agreement (EFA) offers a simple, effective way to finance a dump truck — giving you ownership without lease restrictions or balloon payments.
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Use your dump truck as collateral
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Fixed monthly payments with no surprises
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Works well for used or specialty dump trucks
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Easier to qualify for than a traditional loan
EFAs are a great option for contractors who want the benefits of ownership without the red tape of a lease.
⚡ Fast funding available with minimal paperwork.
Dump Truck Lease
Lower Payments, Greater Flexibility
Leasing a dump truck is ideal for contractors who want to reduce upfront costs and keep monthly payments low. You’ll get access to newer equipment without tying up your working capital.
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Lease terms from 12 to 60 months
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Lower monthly payments vs. loans
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End-of-term options: purchase, renew, or return
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Available for most dump truck brands and models
From short-term hauling projects to long-term fleet planning, leasing gives you the control and flexibility to match your cash flow and equipment needs.
🔧 Ask about $0 down and Section 179 advantages.
Dump Truck Loans
Own Your Dump Truck With a Straightforward Loan
If you’re looking to purchase and fully own your dump truck, a traditional loan is a great fit. Our dump truck loans work for new or used equipment and are structured to help you build equity from day one.
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Finance any 2-axle to 7-axle dump truck
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Terms from 24 to 60 months
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Competitive fixed rates
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Private party or dealer purchases accepted
Whether you’re expanding your fleet or replacing aging equipment, we’ll help you secure the financing that fits your budget and timeline.
👉 Apply in minutes — No hard inquiry required.
