About Us
At Heavy Iron Capital, we provide tailored equipment financing programs for contractors and construction companies in need of heavy equipment. Whether you’re purchasing new or used construction equipment, our team offers competitive terms, fast approvals, and a streamlined process—without a hard credit inquiry. Let us help you secure the yellow iron you need to move your projects forward with confidence.
Heavy Iron Capital
Your Partner in Heavy Equipment Financing
At Heavy Iron Capital, we specialize in one thing: helping construction professionals get the equipment they need to move dirt, break ground, and build what’s next. From excavators and bulldozers to dump trucks and graders, we provide fast, reliable financing solutions for the machines that power your job site.
With decades of experience in heavy equipment financing, our team understands the unique needs of contractors, owner-operators, and growing construction businesses. Whether you’re buying from a dealer or a private seller, we’re here to make the process smooth and straightforward—with flexible terms, quick approvals, and no hard credit inquiries.
Our Mission
We’re here to help you grow. Our mission is to remove the financial friction between you and the equipment you need to get the job done—because when you move, the industry moves with you.
Once you’re pre-approved by Heavy Iron Capital, your approval is valid for 90 days—with no additional credit checks required.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Construction equipment financing made easy. We’ve built a fast, hassle-free approval process with quick funding.
We finance any make and model of construction equipment—new or used, from any dealer or private seller.
We work with new businesses to help you secure the construction equipment you need to get started and grow.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
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Heavy Equipment Financing
Flexible Financing for Excavators, Bulldozers, Dump Trucks, and More
Looking to grow your construction business with reliable construction equipment financing? At Heavy Iron Capital, we make it easy to secure funding for the heavy machinery you need to get the job done. Whether you’re financing a new excavator, backhoe, dump truck, bulldozer, or loader, our flexible programs are built to support contractors, owner-operators, and growing fleets. We finance all major types of yellow iron with fast approvals, no hard credit pull, and dedicated support from start to finish.
Earthmoving Equipment
Construction Trucks
Cranes & Lifts
Frequently Asked Questions
What are typical terms for equipment financing?
Typical equipment financing terms range from 24 to 72 months, depending on the type of equipment, its age, and the borrower’s credit profile. At Heavy Iron Capital, we offer flexible term lengths to match your budget and cash flow needs. Down payments can vary—usually between 0% up to 40%—and interest rates depend on factors like credit strength, time in business, and the equipment being financed. We work with both established businesses and startups to find terms that make sense for your operation.
What are the requirements for equipment financing?
How hard is it to get equipment financing?
What credit score do you need for equipment financing?
How long can you finance construction equipment?
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