Crane Financing
At Heavy Iron Capital, we provide tailored crane financing programs for contractors and construction companies in need of a crane. Whether you’re purchasing new or used equipment, our team offers competitive terms, fast approvals, and a streamlined process—without a hard credit inquiry. Let us help you secure the crane you need to move your projects forward with confidence.
Finance Your Next Crane with Confidence
Reliable Funding for Heavy-Duty Earthmoving Equipment
Purchasing a crane is a major investment—and having the right financing partner can make all the difference. At Heavy Iron Capital, we specialize in crane financing for contractors, construction companies, and equipment rental businesses looking to grow or upgrade their lifting capabilities.
Whether you’re acquiring a truck-mounted crane for daily jobsite lifts or a tower crane for multi-story development, we offer tailored financing solutions built around your project needs and cash flow.
With fast approvals, flexible payment terms, and no hard credit inquiries, we make it easy to secure the crane equipment required to keep your projects on schedule. Our team understands the value of heavy lift equipment and is committed to helping you add the right machines to your fleet—quickly, confidently, and without unnecessary red tape.
Once you’re pre-approved by Heavy Iron Capital, your approval is valid for 90 days—with no additional credit checks required.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Construction equipment financing made easy. We’ve built a fast, hassle-free approval process with quick funding.
We finance any make and model of construction equipment—new or used, from any dealer or private seller.
We work with new businesses to help you secure the construction equipment you need to get started and grow.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Real Reviews By Equipment Owners Like You
Don’t just take our word for it—see what real customers have to say. From first-time buyers to seasoned operators, contractors across the country trust Heavy Iron Capital for fast, reliable financing and unmatched service. Here’s what they’re saying:
Equipment Finance Agreement (EFA)
Equipment Finance Agreements Built for Crane Operators
An Equipment Finance Agreement (EFA) gives you full control of your crane without the complexity of a lease. You make fixed monthly payments, and once the agreement is complete, the crane is yours—no end-of-term surprises.
- You own the crane after final payment
- No usage limits, return conditions, or residuals
- Easier qualification than traditional bank loans
- Ideal for used cranes and private party purchases
Fast, simple financing for contractors who want to own their equipment without the red tape.
Crane Lease
Lower Monthly Payments and Greater Flexibility
Leasing is ideal for companies that want to keep payments low, upgrade equipment frequently, or manage large projects with changing lift needs. We offer crane leasing for all major types, including truck-mounted cranes, telehandlers, and all-terrain models.
- Flexible lease terms from 12 to 60 months
- Buy, renew, or return at the end of the lease
- $0 down options available (OAC)
- Potential tax advantages with Section 179
Preserve cash flow while getting access to the lifting power your job demands.
Crane Loans
Own Your Crane with Fixed Monthly Payments
A crane loan is the right choice if you want full ownership from day one. Whether you’re financing a boom truck, rough terrain crane, or tower crane, we offer competitive rates and flexible terms that work for your business.
- Finance new or used cranes from dealers or private sellers
- Terms from 24 to 72 months
- Fixed monthly payments
- Keep the equipment as a long-term asset
Get fast approvals with no hard credit pull and build equity in the equipment that powers your projects.
Frequently Asked Questions
What are typical terms for equipment financing?
Typical equipment financing terms range from 24 up to 72 months, depending on the type of equipment, its age, and the borrower’s credit profile. At Heavy Iron Capital, we offer flexible term lengths to match your budget and cash flow needs. Down payments can vary—usually between 0% up to 40%—and interest rates depend on factors like credit strength, time in business, and the equipment being financed. We work with both established businesses and startups to find terms that make sense for your operation.
What are the requirements for equipment financing?
How hard is it to get equipment financing?
What credit score do you need for equipment financing?
How long can you finance construction equipment?
Heavy Equipment Financing
Flexible Financing for Excavators, Loaders, Cranes, Dump Trucks, and More
Looking to grow your construction business with reliable construction equipment financing? At Heavy Iron Capital, we make it easy to secure funding for the heavy machinery you need to get the job done. Whether you’re financing a new excavator, backhoe, dump truck, bulldozer, or loader, our flexible programs are built to support contractors, owner-operators, and growing fleets. We finance all major types of yellow iron with fast approvals, no hard credit pull, and dedicated support from start to finish.
Earthmoving Equipment
Construction Trucks
Cranes & Lifts
Construction News
Your Source for the Latest Construction Industry News
Our construction blog covers everything you need to know about construction equipment, financing strategies, industry news, and business tips for contractors. Whether you’re running a small grading crew or managing a growing construction company, we’ve got the insights to help you make smarter equipment decisions and grow your business.
Best Sites for Heavy Equipment for Sale in 2025
Whether you’re a contractor, fleet manager, or independent operator, finding the right platform to buy heavy equipment can save you time, […]
Best Dump Truck Brands for 2025
Choosing the Right Dump Truck in 2025 If you’re in the market for a new or used dump truck in 2025, […]
How to Finance an Excavator
Excavators are one of the most essential machines on any jobsite—from trenching and foundation prep to demolition and heavy lifting. But […]