Lifting Equipment Financing
At Heavy Iron Capital, we provide tailored lifting equipment financing programs for contractors, builders, and equipment rental companies that rely on cranes, boom lifts, telehandlers, and more. Whether you’re purchasing new or used equipment, our team offers competitive terms, fast approvals, and a streamlined process—with no hard credit inquiry. Let us help you secure the lifting power you need to keep your projects on schedule and your business moving upward.
Finance Your Next Lifting Equipment with Confidence
We Finance Cranes, Boom Lifts, Telehandlers & More
Lifting equipment plays a critical role on every jobsite—whether you’re hoisting steel, staging materials, or working at height. At Heavy Iron Capital, we offer fast, flexible financing for lifting equipment to help contractors, builders, and equipment rental companies stay productive and on budget.
From boom lifts and scissor lifts to telehandlers and cranes, we finance new and used lifting equipment from dealers, auctions, and private sellers. With no hard credit inquiries and funding up to $1 million, we make it easy to get the lift you need—on terms that work for your business.
Once you’re pre-approved by Heavy Iron Capital, your approval is valid for 90 days—with no additional credit checks required.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Construction equipment financing made easy. We’ve built a fast, hassle-free approval process with quick funding.
We finance any make and model of construction equipment—new or used, from any dealer or private seller.
We work with new businesses to help you secure the construction equipment you need to get started and grow.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Real Reviews By Equipment Owners Like You
Don’t just take our word for it—see what real customers have to say. From first-time buyers to seasoned operators, contractors across the country trust Heavy Iron Capital for fast, reliable financing and unmatched service. Here’s what they’re saying:
Equipment Finance Agreement (EFA)
Secure Your Construction Equipment with Fixed Payments
An Equipment Finance Agreement (EFA) gives you full control of your lifting equipment without usage limits, end-of-term clauses, or balloon payments. It’s a simple path to ownership with fewer hoops to jump through.
- Fixed payments and full ownership after the final payment
- No hour or usage restrictions
- Easier to qualify for than traditional bank loans
- Ideal for used or privately sold lifting equipment
If you need reliable lift gear without the lease complexity, an EFA is the way to go.
Lifting Equipment Leasing
Lower Monthly Payments and Built-In Flexibility
Leasing is ideal for companies that want to keep costs low while upgrading equipment frequently. We lease all major lifting equipment types, including truck-mounted lifts, aerial platforms, and rough-terrain telehandlers.
- Terms from 12 to 60 months
- Buyout, renewal, or return options at lease-end
- $0 down options available (OAC)
- Potential tax savings through Section 179
Use the equipment for as long as you need it—without tying up capital.
Lifting Equipment Loans
Own the Lift Equipment That Keeps Your Jobs Moving
A traditional equipment loan is the best option if you want full ownership of your lifting equipment from the start. We finance a wide range of machines for contractors and industrial applications.
- Finance boom lifts, telehandlers, cranes, and more
- Terms from 24 to 72 months
- Fixed monthly payments and competitive rates
- Buy from dealers or private sellers
Build equity in your equipment while keeping your cash flow strong.
Frequently Asked Questions
What are typical terms for equipment financing?
Typical equipment financing terms range from 24 to 72 months, depending on the type of equipment, its age, and the borrower’s credit profile. At Heavy Iron Capital, we offer flexible term lengths to match your budget and cash flow needs. Down payments can vary—usually between 0% up to 40%—and interest rates depend on factors like credit strength, time in business, and the equipment being financed. We work with both established businesses and startups to find terms that make sense for your operation.
What are the requirements for equipment financing?
How hard is it to get equipment financing?
What credit score do you need for equipment financing?
How long can you finance construction equipment?
Heavy Equipment Financing
Flexible Financing for Excavators, Loaders, Cranes, Dump Trucks, and More
Looking to grow your construction business with reliable construction equipment financing? At Heavy Iron Capital, we make it easy to secure funding for the heavy machinery you need to get the job done. Whether you’re financing a new excavator, backhoe, dump truck, bulldozer, or loader, our flexible programs are built to support contractors, owner-operators, and growing fleets. We finance all major types of yellow iron with fast approvals, no hard credit pull, and dedicated support from start to finish.
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