Bulldozer Financing
At Heavy Iron Capital, we provide tailored dozer financing programs for contractors and construction companies in need of a bulldozer. Whether you’re purchasing new or used bulldozer, our team offers competitive terms, fast approvals, and a streamlined process—without a hard credit inquiry. Let us help you secure the bulldozer you need to move your projects forward with confidence.
Finance Your Next Bulldozer with Confidence
Bulldozer Financing That Moves Your Business Forward
Bulldozers are essential for land clearing, grading, and heavy earthmoving — but purchasing one outright can take a toll on your cash flow. At Heavy Iron Capital, we specialize in bulldozer financing for contractors, equipment rental companies, and construction crews looking to expand or replace critical machinery.
Whether you’re buying a new crawler dozer for large-scale work or a used machine from a local seller, we offer financing solutions built around your business needs — not just your credit score. With fast approvals, flexible terms, and no hard credit checks, we make it easy to get the dozer you need to keep pushing forward.
Once you’re pre-approved by Heavy Iron Capital, your approval is valid for 90 days—with no additional credit checks required.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Construction equipment financing made easy. We’ve built a fast, hassle-free approval process with quick funding.
We finance any make and model of construction equipment—new or used, from any dealer or private seller.
We work with new businesses to help you secure the construction equipment you need to get started and grow.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Real Reviews By Equipment Owners Like You
Don’t just take our word for it—see what real customers have to say. From first-time buyers to seasoned operators, contractors across the country trust Heavy Iron Capital for fast, reliable financing and unmatched service. Here’s what they’re saying:
Equipment Finance Agreement (EFA)
Own Your Bulldozer with Flexible, No-Hassle Financing
An Equipment Finance Agreement (EFA) gives you full control of your bulldozer without the restrictions of a lease. It’s a flexible, low-documentation way to finance heavy yellow iron.
- You own the machine after the last payment
- Fixed monthly terms with no surprises
- Ideal for used bulldozers or private party purchases
If you’re serious about expanding your fleet and want straightforward ownership, an EFA is one of the easiest ways to get it done.
⚡ Same-day approvals available — No hard inquires, no impact on your credit
Bulldozer Lease
Lower Payments with Built-In Flexibility
Leasing a bulldozer is ideal for contractors who want to preserve capital and upgrade equipment regularly. Whether you need a dozer for a short-term contract or prefer to rotate newer machines every few years, our lease programs make it easy.
- Lower monthly payments vs. loans
- Lease terms from 12 to 60 months
- $0 down options available (OAC)
- End-of-term buyout, renewal, or return
Great for startups, site developers, or grading crews that need reliable machines without long-term commitments.
🔧 Ask about lease structures that qualify for Section 179 tax savings.
Bulldozer Loans
Own Your Dozer With Fixed Monthly Payments
If you’re looking to build equity in your bulldozer and keep it long-term, a traditional loan is the way to go. We offer bulldozer loans for both new and used machines, whether you’re buying from a dealer or a private seller.
- Finance any make or model — Cat, Komatsu, John Deere, and more
- Terms from 24 to 60 months
- Competitive fixed rates
- No usage restrictions or return conditions
Use your bulldozer as collateral and keep your working capital free for payroll, materials, or new contracts.
👉 Apply in minutes — no hard inquiry required.
Frequently Asked Questions
What are typical terms for equipment financing?
Typical equipment financing terms range from 24 to 72 months, depending on the type of equipment, its age, and the borrower’s credit profile. At Heavy Iron Capital, we offer flexible term lengths to match your budget and cash flow needs. Down payments can vary—usually between 0% up to 40%—and interest rates depend on factors like credit strength, time in business, and the equipment being financed. We work with both established businesses and startups to find terms that make sense for your operation.
What are the requirements for equipment financing?
How hard is it to get equipment financing?
What credit score do you need for equipment financing?
How long can you finance construction equipment?
Heavy Equipment Financing
Flexible Financing for Excavators, Loaders, Cranes, Dump Trucks, and More
Looking to grow your construction business with reliable construction equipment financing? At Heavy Iron Capital, we make it easy to secure funding for the heavy machinery you need to get the job done. Whether you’re financing a new excavator, backhoe, dump truck, bulldozer, or loader, our flexible programs are built to support contractors, owner-operators, and growing fleets. We finance all major types of yellow iron with fast approvals, no hard credit pull, and dedicated support from start to finish.
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