Skip to content

Contact Us

At Heavy Iron Capital, we provide tailored equipment financing programs for contractors and construction companies in need of heavy equipment. Whether you’re purchasing new or used construction equipment, our team offers competitive terms, fast approvals, and a streamlined process—without a hard credit inquiry. Let us help you secure the yellow iron you need to move your projects forward with confidence.

Equipment Financing – Finance yellow iron from $50K to $5M+
Quick & Easy Applications - Takes 2 minutes to fill out
Fast Approvals – Get approved in 24 Hours
No Hard Credit Pull – Check your options risk-free
Get Pre-Approved Today!

Let’s Get In Touch

516 Gibson Dr, Suite 160C, Roseville, CA 95678

Heavy Iron Capital

Your Partner in Heavy Equipment Financing

At Heavy Iron Capital, we specialize in one thing: helping construction professionals get the equipment they need to move dirt, break ground, and build what’s next. From excavators and bulldozers to dump trucks and cranes, we provide fast, reliable financing solutions for the machines that power your job site.

With decades of experience in heavy equipment financing, our team understands the unique needs of contractors, owner-operators, and growing construction businesses. Whether you’re buying from a dealer or a private seller, we’re here to make the process smooth and straightforward—with flexible terms, quick approvals, and no hard credit inquiries.

90-Day Pre-Approval Guarantee

Once you’re pre-approved by Heavy Iron Capital, your approval is valid for 90 days—with no additional credit checks required.

Guaranteed No Hard Inquiries

Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.

Quick & Easy + Fast Funding!

Construction equipment financing made easy. We’ve built a fast, hassle-free approval process with quick funding.

Any Make & Model

We finance any make and model of construction equipment—new or used, from any dealer or private seller.

Startups Welcome

We work with new businesses to help you secure the construction equipment you need to get started and grow.

Excellent Customer Service

Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.

Real Reviews By Equipment Owners Like You

Don’t just take our word for it—see what real customers have to say. From first-time buyers to seasoned operators, contractors across the country trust Heavy Iron Capital for fast, reliable financing and unmatched service. Here’s what they’re saying:

Heavy Equipment Financing

Flexible Financing for Excavators, Loaders, Cranes, Dump Trucks, and More

Looking to grow your construction business with reliable construction equipment financing? At Heavy Iron Capital, we make it easy to secure funding for the heavy machinery you need to get the job done. Whether you’re financing a new excavator, backhoe, dump truck, bulldozer, or loader, our flexible programs are built to support contractors, owner-operators, and growing fleets. We finance all major types of yellow iron with fast approvals, no hard credit pull, and dedicated support from start to finish.

Frequently Asked Questions

  • What are typical terms for equipment financing?

    Typical equipment financing terms range from 24 to 72 months, depending on the type of equipment, its age, and the borrower’s credit profile. At Heavy Iron Capital, we offer flexible term lengths to match your budget and cash flow needs. Down payments can vary—usually between 0% up to 40%—and interest rates depend on factors like credit strength, time in business, and the equipment being financed. We work with both established businesses and startups to find terms that make sense for your operation.

Construction News

Your Source for the Latest Construction Industry News

Our construction blog covers everything you need to know about construction equipment, financing strategies, industry news, and business tips for contractors. Whether you’re running a small grading crew or managing a growing construction company, we’ve got the insights to help you make smarter equipment decisions and grow your business.