Rough Terrain Crane Financing
At Heavy Iron Capital, we offer fast, flexible rough terrain crane financing—ideal for contractors and lifting crews investing in a new or used crane. Whether you’re financing a compact RT crane or a high-capacity off-road model, our quick approvals, no hard credit checks, and tailored terms make it easy to get the crane you need without delays. We also finance related equipment like telehandlers and tower cranes, giving you a one-stop solution to expand your fleet.
Finance Your Next Rough Terrain Crane with Confidence
Rough Terrain Crane Financing That Keeps You Lifting
At Heavy Iron Capital, we provide flexible, fast rough terrain crane financing—whether you’re investing in a compact RT crane, off-road mobile crane, or hydraulic rough-terrain crane. We also finance related equipment like telehandlers and boom lifts, giving you a single source to expand your fleet with versatile lifting solutions. Our programs are built for contractors, crane operators, and rigging teams who need dependable equipment for off-road jobsites.
With no hard credit checks, competitive terms, leasing options, and lightning-fast approvals, Heavy Iron Capital is the financing partner you can count on to keep your jobs moving and your business growing.
Once you’re pre-approved by Heavy Iron Capital, your approval is valid for 90 days—with no additional credit checks required.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Construction equipment financing made easy. We’ve built a fast, hassle-free approval process with quick funding.
We finance any make and model of construction equipment—new or used, from any dealer or private seller.
We work with new businesses to help you secure the construction equipment you need to get started and grow.
Get pre-approved in minutes with no hard credit inquiries and zero impact on your personal or business credit.
Real Reviews By Equipment Owners Like You
Don’t just take our word for it—see what real customers have to say. From first-time buyers to seasoned operators, contractors across the country trust Heavy Iron Capital for fast, reliable financing and unmatched service. Here’s what they’re saying:
Equipment Finance Agreement (EFA)
Secure Your Rough Terrain Crane Fixed Payments and Full Control
A Rough Terrain Crane Equipment Finance Agreement (EFA) offers a simple, effective way to finance a RT crane — giving you ownership without lease restrictions or balloon payments.
-
Use your off-road mobile crane as collateral
-
Fixed monthly payments with no surprises
-
Works well for used or specialty mobile cranes
-
Easier to qualify for than a traditional loan
EFAs are a great option for contractors who want the benefits of ownership without the red tape of a lease.
⚡ Fast funding available with minimal paperwork.


Rough Terrain Crane Lease
Lower Payments, Greater Flexibility
Leasing a rough terrain crane, RT crane, hydraulic rough-terrain crane, or off-road mobile crane is ideal for contractors who want to reduce upfront costs and keep monthly payments low. You’ll get access to newer equipment without tying up your working capital.
-
Lease terms from 12 to 60 months
-
Lower monthly payments vs. loans
-
End-of-term options: purchase, renew, or return
-
Available for most vacuum truck brands and models
From short-term projects to long-term fleet planning, leasing gives you the control and flexibility to match your cash flow and equipment needs.
🔧 Ask about $0 down and Section 179 advantages.
Rough Terrain Crane Loans
Own Your Rough Terrain Crane With a Straightforward Loan
If you’re looking to purchase and fully own your compact RT crane, a traditional loan is a great fit. Our loans work for new or used equipment and are structured to help you build equity from day one.
-
Finance your 4WD & 4WS high-capacity rough terrain cranes
-
Terms from 24 to 60 months
-
Competitive fixed rates
-
Private party or dealer purchases accepted
Whether you’re expanding your fleet or replacing aging equipment, we’ll help you secure the financing that fits your budget and timeline.
👉 Apply in minutes — No hard inquiry required.

Frequently Asked Questions
What are typical terms for equipment financing?
Typical equipment financing terms range from 24 to 72 months, depending on the type of equipment, its age, and the borrower’s credit profile. At Heavy Iron Capital, we offer flexible term lengths to match your budget and cash flow needs. Down payments can vary—usually between 0% up to 40%—and interest rates depend on factors like credit strength, time in business, and the equipment being financed. We work with both established businesses and startups to find terms that make sense for your operation.
What are the requirements for equipment financing?
How hard is it to get equipment financing?
What credit score do you need for equipment financing?
How long can you finance construction equipment?
Heavy Equipment Financing
Flexible Financing for Excavators, Loaders, Cranes, Dump Trucks, and More
Looking to grow your construction business with reliable construction equipment financing? At Heavy Iron Capital, we make it easy to secure funding for the heavy machinery you need to get the job done. Whether you’re financing a new excavator, backhoe, dump truck, bulldozer, or loader, our flexible programs are built to support contractors, owner-operators, and growing fleets. We finance all major types of yellow iron with fast approvals, no hard credit pull, and dedicated support from start to finish.

Earthmoving Equipment

Construction Trucks

Cranes & Lifts
Construction News
Your Source for the Latest Construction Industry News
Our construction blog covers everything you need to know about construction equipment, financing strategies, industry news, and business tips for contractors. Whether you’re running a small grading crew or managing a growing construction company, we’ve got the insights to help you make smarter equipment decisions and grow your business.

Top 10 Best Excavator Brands in the USA

Excavators: Your Complete Guide for Excavators
