Terms and Conditions

Effective Date: 05/22/2025

Welcome to Heavy Iron Capital. These Terms and Conditions (“Terms”) govern your access to and use of our website, [www.heavyironcapital.com], and any services, applications, or communications provided by Heavy Iron Capital (“we,” “us,” or “our”). By using this website or submitting a financing application, you agree to these Terms.

Heavy Iron Capital is a division of TopMark Funding, LLC. All financing services and operations are provided under the legal framework of TopMark Funding, LLC.

If you do not agree with these Terms, please do not use this site or our services.

1. Website Use

You may browse our website for informational and commercial purposes. You agree not to:

Use the site for any unlawful purpose
Attempt to interfere with site functionality or security
Copy, scrape, or duplicate website content without written permission
Submit false or misleading information

We reserve the right to restrict, suspend, or terminate access to our site at any time.

2. Financing Applications

By submitting a credit or financing application through this site, you agree to the following:

All submitted information is accurate, complete, and truthful
You authorize Heavy Iron Capital and TopMark Funding, LLC to share your application with lenders and third-party funding partners for the purpose of credit evaluation and financing offers
You understand that any offer is subject to credit approval and underwriting
You consent to receive communications via phone, email, and SMS related to your application

Submitting an application does not guarantee financing or approval.

3. SMS and Email Communications

By providing your contact information, including a mobile number or email address, you consent to receive communications from Heavy Iron Capital and its representatives via:

SMS/text messaging
Email
Phone calls, including automated or prerecorded messages

Message and data rates may apply. You may opt out of SMS at any time by replying STOP to any message. You may also unsubscribe from email communications at any time using the unsubscribe link provided in our messages.

We will never sell or rent your contact information to unaffiliated third-party marketing companies.

4. Privacy

Your use of this website and submission of any data is governed by our Privacy Policy. That policy explains what information we collect, how it is used, and how we protect your privacy.

5. No Guarantee of Financing

Heavy Iron Capital is a financing facilitator and does not directly fund all loans. We work with a network of lenders to match applicants with the best financing options based on the information provided.

We do not guarantee:

That your application will be approved
Specific loan amounts, interest rates, or terms
That advertised rates or programs will apply to your specific case

All loan offers are subject to lender terms and creditworthiness.

6. Intellectual Property

All content, trademarks, logos, and service marks on this website are the property of Heavy Iron Capital or TopMark Funding, LLC. You may not use, reproduce, or distribute any content from this site without prior written permission.

7. Limitation of Liability

Heavy Iron Capital and TopMark Funding, LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from:

Your use or inability to use the website or services
Delays in funding or credit decision processes
Errors or omissions in submitted information or content

All services are provided on an “as-is” and “as-available” basis.

8. Changes to These Terms

We may revise these Terms at any time. Changes will be posted on this page and become effective immediately. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.

9. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Heavy Iron Capital
A Division of TopMark Funding, LLC
Email: info@heavyironcapital.com
Phone: (888) 555-5555
Website: www.heavyironcapital.com